Cure Your Holiday Debt Hangover In 4 Steps

Did you just rack up a lot of holiday debt? Get back on the right track with these four easy steps:

  1. Get the right bank accounts.
  2. Be smart at lunch.
  3. Cut monthly cell-phone and cable TV expenses.
  4. Brew your own coffee.

Follow these and you could find over $2,000 in 2012. Don’t trust the lottery.

Creative Commons License photo credit: fabiolaarizaphotography | Save elsewhere, splurge on this.